Businesses in the County of Frontenac that have been adversely impact by COVID-19 and unable to access existing federal relief measures can now apply for funding under this new initiative.  Frontenac Businesses that have received federal relief funding may still be eligible for other loan programs from the Frontenac CFDC or from FedDev Ontario.

The Frontenac CFDC also offers business counselling at no cost.   Business owners may wish to access these services to help them adapt their business in response to COVID-19, revisit their marketing plan and revise their cashflow forecasts.   To book a phone consultation, email

The Regional Relief and Recovery Fund (RRRF) provides financial contributions (interest-free loans) to help support fixed operating costs of SMEs, where business revenues have been affected by the COVID-19 pandemic.  The Fund, valued at more than $962 million nationally, is delivered by Canada’s six regional development agencies.

In southern Ontario, $252.4 million is available as follows:

  • $213 million for SMEs facing financial pressure; and
  • $39.4 million to provide rural businesses with access to capital and technical support, delivered by southern Ontario’s Community Futures Development Corporations (CFDC).

Funding available through your local CFDC

In order to provide targeted assistance to the small towns and communities they serve, CFDCs will focus on assisting “main street” businesses, such as retail shops, restaurants, corner stores, and businesses of strategic importance to their communities, with loans up to $40,000.

Eligible applicants for RRRF must meet the following criteria:

  • established prior to March 1, 2020;
  • impacted adversely by the COVID-19 pandemic;
  • viable and not experiencing other financial difficulties prior to March 1, 2020;
  • have attempted to access other federal relief supports and were ineligible, rejected, or require funding for expenses that have not been supported, with priority given to applicants who were ineligible or rejected from other federal relief supports.

How to apply to the Frontenac CFDC:

  1. Review the RRRF Guidelines  for program details
  2. Complete the Loan Application RRRF-final (word doc)
  3. You may sign it digitally, or print, sign and scan.  If you do not have access to a scanner, simply email back the application form.
  4. Complete the cashflow forecast ( .xls format ).
  5. Submit all supporting documentation listed on the application form.
  6. Email all the documentation to with a re line “RRRF application

Note Fully completed applications with all the required supporting documentation will be given priority.  We will happily provide assistance in completing the cashflow forecast on an appointment basis.

Funding available through FedDev Ontario

FedDev Ontario is delivering $213 million in funding support to SMEs impacted by COVID-19 that do not qualify for, or have been declined for, current Government of Canada COVID-19 relief measures.

Should you be interested in a loan of $40,000 or more and meet the following eligibility criteria, you may wish to apply to FedDev Ontario for direct funding.

Eligible applicants must:

  • Be a Canadian or provincially incorporated business, co-operative or an Indigenous-owned business located in southern Ontario with 1 to 499 full-time equivalent employees;
  • Be facing funding pressures with fixed operating costs as a result of COVID-19;
  • Have been a viable business before the COVID-19 pandemic and plan to continue to operate their business or resume operations.
  • Have already applied to other Government of Canada emergency credit relief measures for which they are eligible, as outlined in the program guidelines.

For the RRRF funding provided directly by FedDev Ontario, priority may be given to SMEs that fall within the manufacturing, technology, tourism and other sectors key to the region, that are major employers in small communities, or that support the government’s commitment to underrepresented groups.

For more information, please visit the FedDev Ontario website and consult the Applicant Toolkit.

Please note: Applicants will not receive RRRF assistance from both their local CFDC and FedDev Ontario. Review the program guidelines to see which stream is right for you and contact us if you have any questions before applying.



The COVID-19 outbreak and efforts to control the spread of the virus have raised numerous operational challenges for employers. On March 18, 2020 the Federal Government announced a plan to provide up to $27 Billion in direct support to Canadian workers and businesses, and a further $55 Billion to meet liquidity need through tax deferrals, As the situation and government responses continue to develop rapidly, we are available to help employers navigate the legal issues.  To read more …click here

Please see some federal and provincial government links currently available below that may be useful at this time with regard to COVID-19.  The situation is evolving rapidly so as new information becomes available we will continue to update this information.

Calling all suppliers – Help Canada combat Coronavirus disease (COVID-19)

Public Services and Procurement Canada (PSPC) is seeking suppliers to support our efforts to combat COVID 19.

Please share the following link with members/clients or business owners who may be interested in the opportunity:

Canada’s COVID-19 Economic Response Plan: Support for Canadians and Businesses: March 18th

FedDev Ontario COVID-19 Page:

The Province of Ontario declared a state of emergency March 17

Key Information Tools: (provided by Ministry of Economic Development

 Business Supports  

Government of Canada

Coronavirus disease (COVID-19): Resources for Canadian businesses  


Business Development Bank of Canada

Support for Entrepreneurs impacted by coronavirus :


Business continuity plan and templates for entrepreneurs


Export Development Canada


Employment Insurance and Labour and Occupational Health and Safety

Coronavirus disease (COVID-19) – Employment and Social Development Canada


Provincial Links (Ontario):

Ontario Ministry of Health – stats and self assessment tool

 External Links: 

Canadian Chamber of Commerce – Pandemic Preparedness for Business 


World Health Organization COVID-19 –  Business and Employees